Mortgage valuation report forms and the identification of subsidence

Wynn, P. and Hardiment, G., 2001. Mortgage valuation report forms and the identification of subsidence. Structural Survey, 19 (1), pp. 15-20. ISSN 0263-080X

196660_566 Wynn Postprint Converted.pdf

Download (102kB) | Preview


This paper examines whether surveyors engaged in mortgage valuation inspections using questionnaire style report forms supplied by lending institutions, are subject to an increased risk of liability in respect of identifying the present and future threat of subsidence to domestic properties. Analysis of the mortgage valuation report forms used by 34 different lending institutions, showed that 20% failed to ask any subsidence related questions, only 6% asked about the geology or soil type of the site, and only 9% asked about the location of trees relative to the building. Evaluation of the report forms showed that the type, quality and quantity of questioning were such that 24 out of the 34 were inadequate and unreliable, leaving the surveyor at an increased risk of litigation.

Item Type: Journal article
Publication Title: Structural Survey
Creators: Wynn, P. and Hardiment, G.
Publisher: Emerald
Date: 2001
Volume: 19
Number: 1
ISSN: 0263-080X
Divisions: Schools > School of Architecture, Design and the Built Environment
Record created by: EPrints Services
Date Added: 09 Oct 2015 10:25
Last Modified: 23 Aug 2016 09:09

Actions (login required)

Edit View Edit View


Views per month over past year


Downloads per month over past year