Trust-building mechanisms in group-based microfinance: a Cameroonian perspective

Ojong, N and Simba, A ORCID: https://orcid.org/0000-0002-0276-8211, 2018. Trust-building mechanisms in group-based microfinance: a Cameroonian perspective. Forum for Social Economics. ISSN 0736-0932

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Abstract

While trust is critical to microlending groups, much less is known about the vital factors and mechanisms that foster its emergence in microlending groups. This paper examines the practices of trust building and use in microlending groups. The results suggest that trust is produced and developed in microlending groups through a combination of calculative, prediction, intentionality, capability and transference mechanisms. These mechanisms are not mutually exclusive but act together to build trust. Though trust has general characteristics, whether and how it is formed and developed in microlending groups depends on contextspecific factors such as informal debt relations. Trust among group members is bolstered by multiplex relations of social events, neighbourhood, and friendship. The paper suggests that the unbanked population has a rich informal credit history.

Item Type:	Journal article
Publication Title:	Forum for Social Economics
Creators:	Ojong, N. and Simba, A.
Publisher:	Routledge
Date:	28 May 2018
ISSN:	0736-0932
Identifiers:	Number Type 10.1080/07360932.2018.1479648 DOI
Divisions:	Schools > Nottingham Business School
Record created by:	Jill Tomkinson
Date Added:	31 May 2018 13:07
Last Modified:	28 May 2019 03:00
URI:	https://irep.ntu.ac.uk/id/eprint/33769

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